Mary Bell and Julio Gonzalez Align Real Estate and Tax Strategy for New Yorkers Moving to Palm Beach

WEST PALM BEACH, Fla. / PALM BEACH, Fla. — Mary Bell and Julio Gonzalez are working together to give New Yorkers a coordinated path from Manhattan or the broader New York market into Palm Beach County — one that treats the home purchase and the tax residency change as a single decision rather than two separate ones.

Bell, a luxury real estate agent with The Agency Palm Beach and leader of Sold by the Bell, specializes in Palm Beach, Palm Beach Gardens, Jupiter, Wellington, and West Palm Beach. Gonzalez, Founder and CEO of Engineered Tax Services, brings specialized tax strategy for clients establishing Florida domicile and evaluating the financial structure of the move. The pairing is designed for high-income and high-net-worth buyers who want the property decision and the tax implications reviewed together.

The Real Estate Side

Bell leads Sold by the Bell, a team that operates in Palm Beach County and in Birmingham/Tuscaloosa, Alabama. She has more than nine years of experience, more than 500 closings, and a practice that includes luxury single-family homes, waterfront properties, golf and country-club communities, new construction, and relocation. She has relocated her own family across markets and market cycles — she and her husband have been married 27 years and have three children, one serving in the U.S. Air Force — and brings that firsthand perspective to clients moving families, capital, and portfolios across state lines.

Her South Florida focus covers established enclaves and emerging communities, including Avenir, Palm Beach Gardens, Jupiter, Palm Beach, Wellington, and West Palm Beach. Clients receive direct counsel on pricing, timing, and risk rather than inflated projections. Whether the transaction is a primary residence, a second home, or an investment property, Bell’s approach is the same: a clear plan and an agent who stays with the file until it is done. She advises the way she invests, having built long-term wealth through new construction herself.

“Buy where your Tuesday lives, and the Saturdays will take care of themselves,” Bell has said.

The Tax Side

Gonzalez founded Engineered Tax Services in 2001 so accounting firms and their clients could access engineering-based tax strategy that had long been reserved for Fortune 500 companies. The firm has grown to 26 offices and produced more than $2 billion in documented client tax savings. For New York-to-Florida relocations, the work includes residency and domicile analysis, the distinction between New York statutory residency and domicile, timing of the move, and the structure of any significant asset or liquidity event that accompanies the purchase.

Florida has no personal income tax. New York does, and New York City residents face an additional city tax that can push the combined top rate above 14 percent. Establishing Florida domicile can eliminate both the state and city income tax, provided the facts support the change. New York continues to tax New York-source income for nonresidents, and a permanent place of abode combined with sufficient days in the state can still trigger statutory residency. Gonzalez’s role is to put specialized analysis next to the client’s existing CPA so the residency and tax implications of the move are examined before the property is purchased, not after.

The analysis typically covers:

• Timing of the move and part-year residency reporting
  
• Domicile versus statutory residency under New York rules
  
• New York-source income that continues after the move
  
• Structure of any home sale, liquidity event, or significant asset acquisition in Florida
  
• Coordination with the client’s existing CPA and legal advisors
  

Why the Pairing Matters

A New York-to-Florida relocation is both a lifestyle decision and a tax event. The home, the timing, the days spent in each state, and the structure of any sale or liquidity event all affect the outcome. Bell and Gonzalez are aligning so clients can evaluate the property and the tax structure in the same conversation. The result is not a guaranteed tax outcome. It is a coordinated review so the real estate decision and the residency decision are made with the same set of facts.

Gonzalez has spent 25 years arguing that sophisticated tax tools should be available to operators and families who were never given a department for that work. Bell has spent her career delivering honest counsel on pricing, timing, and risk for clients moving across markets. Together they are applying that standard to one of the most active high-income relocation corridors in the country.

About Mary Bell
Mary Bell is a luxury real estate agent with The Agency Palm Beach and the leader of Sold by the Bell. She serves Palm Beach County and Birmingham/Tuscaloosa, Alabama, with a focus on luxury homes, waterfront properties, new construction, and relocation. She has more than 500 closings and has relocated her own family across markets.

About Julio Gonzalez
Julio Gonzalez is Founder, CEO, and Chairman of Engineered Tax Services, a national specialty tax, incentives, and grant-advisory firm headquartered in West Palm Beach, Florida. He advises on tax strategy for businesses, investors, and individuals establishing Florida residency.

Issued by The KR Media Group

Media Contact
Engineered Tax Services
West Palm Beach, Florida
www.engineeredtaxservices.com
juliogonzalez.com

Mary Bell
The Agency Palm Beach / Sold by the Bell
www.soldbythebell.com